Worried about finance? We can help you!

Get behind the wheel of the car you’ve always wanted with affordable car finance through NuStart Finance.

We take your individual circumstances into account when it comes to financing a car of your choice. If you’ve had credit issues in the past or have an impeccable finance record, our experienced team of consultants will be able to point you in the right direction.

Get the vehicle you want with fast car finance and Apply Online Now!


Car Loan Features

Just some of the loan features include the following:

  • 100% finance for approved customers
  • All fees (including government charges & insurance) can be financed into the loan when approved
  • Option to pay a deposit
  • Competitive, fixed rate as the asset acts as security over the loan
  • Own the car from the start of the agreement
  • Balloon payments could be arranged for loan terms up to 60 months

Car Loan Benefits

We understand that every financial situation is different and so we offer a range of car finance options. Not only that, you can also enjoy a number of added benefits such as:

You can call us from anywhere in Australia such as Perth, Melbourne, Sydney or Brisbane and we could organise finance for you. Our experienced team could get you a great finance deal quickly and organise a new or used car at the same time.

Vehicle Refinancing & Debt Consolidation

We are pleased to be able to offer a number of refinancing and debt consolidation options to ensure you feel you are in a better financial position.

Consolidating your debt into one monthly repayment may provide you with the opportunity to pay off your debts over a shorter loan term than your existing agreements.

Get in touch with one of our experienced car loan consultants on 1300 000 123 for easy to get car finance that works for you.


Can I use NuStart Finance for a used cars?

Yes. NuStart offers financing solutions, whether you are in the market for a new or used car. Are you ready to get started and get car finance? Get Fast Pre-Approval Today!

How is the interest on a Car Loan calculated?

Where a loan is being paid using fortnightly repayments the interest is calculated daily on the balance outstanding. Where the payments are made monthly the interest is calculated when the payment is made. See what your repayments may be with our Car Loan Calculator.

If I'm a pensioner is NuStart able to help me with a Secured Car Loan?

Yes NuStart could help pensioners with getting car loan subject to their financial situation and needs. If you’re asset backed (e.g. own your home), have a secure deposit or a good credit history this will be taken into consideration. Apply Online Now to get started.

What documents do I need to provide to NuStart when applying for loan?

To receive final approval on your loan application, you will need to supply us with the following original documents:

Primary Photographic Identification
- Current Australian Driver Licence
- Photographic Proof of Age Card
- Current Australian Passport

Primary Non-Photographic Identification
- Birth Certificate
- Citizenship Certificate
- Pension Card issued by Centrelink
- Plus one secondary ID document (see below)

Secondary Identification
- Utility/Rates bill (less than 3 months old)
- Centrelink Statement (less than 12 months old)
- Australian Tax Office assessment Notice (less than 12 months old)

Proof of income
- 3 of your most recent pay slips or proof of other income
If you are self-employed, your last tax returns/financial statements and your last tax assessment notices

Proof of Residency
We will need to confirm your Rent, Mortgage and possibly bank statements for a certain period, but we will advise you of this during the application process.

When is a car loan a smarter choice than a credit card?

With most banks, car loans feature fixed interest rates, meaning repayment amounts stay the same throughout the life of the loan. Having this certainty makes budgeting simpler and more manageable.

Does NuStart assist people on centrelink?

Yes we do! We could help those on Centrelink for:
- Family Benefit Tax A & B,
- Disability pension,
- Carer’s Pension & Aged Pension,
- Partnered Parenting Payments.

Can I apply for a loan if I’m currently bankrupt or recently discharged from bankruptcy?

Yes you can. At Nustart Finance we have a panel of different lenders we have access to; they all have different lending criteria. It depends on your individual situation as to what options are available, and what lender we can look at getting you an approval through based on their credit criteria.

Can I sell my vehicle if it is under finance?

All vehicles are held as a security whilst under finance. For the car to be sold the security needs to be lifted and for that to happen the total amount owing on the loan has to be paid out. Contact your lender for more information.

I have defaults on my credit file, some unpaid, could I still get a car loan?

Yes we work with some lenders who will also consider clients who have defaults. It’s best that you give one of our experienced finance consultants a call and we can find the best way to get you into your dream car.

Bad Credit Loans

We understand that things can happen in the past, so our aim is to find finance solutions by looking at your current situation & not just your credit rating.

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Your Repayments

See how much you could be repaying with our online loan calculator. You can choose the amount, loan length and interest rate.

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Our Reviews

"I picked up my new car last Thursday and I am so happy with it. Thanks so much for your help! I have a work colleague and friend who needs finance..."

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