Worried about finance? We can help you!

Whether you’re looking to consolidate your debts or make some much needed repairs to your vehicle – an Unsecured Personal Loan through NuStart Finance will help you on your way.

We work with a number of trusted financiers who could provide you with unsecured vehicle financing. We aim to help everyone, so whether you have an impeccable financial history or have had credit issues in the past, don’t hesitate to contact us today.


Unsecured Loan Benefits

With NuStart Finance you can enjoy a number of benefits:

  • Apply online & you could get an answer the same business day
  • Our pre-approvals have no obligation, so you’re not locked in
  • No security required when applying
  • Loan could be used for any reasonable purpose.

Unsecured Loan features

Want to know more? Here some of the great features that could come with your loan.

  • Flexible loan lengths (between 1 – 7 years)
  • Fixed interest rates
  • Unsecured loans from $4,000
  • Scheduled repayments tailored to your pay cycle

Get an Unsecured Loan and Apply Now!

Unsecured Vs Secured Loans

The difference between a Secured Loan and an Unsecured Loan is the need to secure your purchase with an asset.

A Secured Loan is a loan that is backed by an asset, like a vehicle, and this asset then acts as collateral for the loan. An Unsecured Loan is not secured by an asset.

Since last year we helped over 1,000 clients from Perth, Sydney, Melbourne and Brisbane to source a great finance deal. Whether you need finance for business or personal use, our team can take the stress out of the application process and find a lender that suits your needs.

Get in touch with one of our experienced personal loan consultants on 1300 883 983 for easy to get personal finance that works for you.


How long does the whole process take?

We aim to submit your application the same business day you apply. Our team work hard to get your best finance deal quickly, so you won’t be waiting long. Apply Online Today.

What documents do I need to provide to NuStart when applying for loan?

To receive final approval on your loan application, you will need to supply us with the following original documents:

Primary Photographic Identification
- Current Australian Driver Licence
- Photographic Proof of Age Card
- Current Australian Passport

Primary Non-Photographic Identification
- Birth Certificate
- Citizenship Certificate
- Pension Card issued by Centrelink
- Plus one secondary ID document (see below)

Secondary Identification
- Utility/Rates bill (less than 3 months old)
- Centrelink Statement (less than 12 months old)
- Australian Tax Office assessment Notice (less than 12 months old)

Proof of income
- 3 of your most recent pay slips or proof of other income
If you are self-employed, your last tax returns/financial statements and your last tax assessment notices

Proof of Residency
We will need to confirm your Rent, Mortgage and possibly bank statements for a certain period, but we will advise you of this during the application process.

Can I get an unsecured Personal Loan if I'm reliant on a pensionable income?

Unfortunately NuStart cannot assist you with an unsecured personal loan if your sole income is derived from a pension.

Is the interest rate on a Personal Loan variable or fixed?

A Personal Loan is often a smarter option for one-off purchases because the interest rate on a Personal Loan is often less than the rate on your credit card. A Personal Loan offers you structure and discipline through regular repayments which makes it easier to stay in control of your budget. Finally, most Personal Loans have a fixed loan term and repayment amount – so at the end of your loan term, your debt is completely repaid.

Bad Credit Loans

We understand that things can happen in the past, so our aim is to find finance solutions by looking at your current situation & not just your credit rating.

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Your Repayments

See how much you could be repaying with our online loan calculator. You can choose the amount, loan length and interest rate.

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Our Reviews

"I picked up my new car last Thursday and I am so happy with it. Thanks so much for your help! I have a work colleague and friend who needs finance..."

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