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EOFY truck & equipment finance

Posted 5th June, 2015 in Finance Tips

Logistics - proud driver or forwarder in drivers cap of truck and trailer, on a transshipment point

During the End of Financial Year Sales most businesses buy big ticket items like equipment, vehicles and office fixtures to save money. With the launch of the new $20,000 tax break, small businesses can also claim depreciation costs straight away; making the EOFYS the best time to buy.

Truck Loans

You might need more than 4 wheels to keep your business rolling, so NuStart could help you finance a truck and even locate a great EOFY deal as well.

Truck Loan Features

  • Fixed Interest Rate
  • Flexible Loan Lengths (1 – 7 years)
  • Residual value or balloon payments available for loan terms up to 60 months.

Apply for a Truck Loan

Equipment Loans

You might need machinery, tools, electronic equipment or office fixtures, so an equipment loan may suit your business.

Equipment Loan Features

  • Fixed Interest Rates
  • Flexible Loan Lengths (1 – 7 years)
  • Scheduled repayments to match your pay cycle

Apply for a Equipment Loan

How to Qualify

There are many benefits to what a loan could do for your business. Whether it’s to finance a new or used truck, or to purchase equipment to keep with your businesses demands. See if you qualify by calling 1300 883 983 or visiting our Contact Page. Whether you’re looking for a competitive deal or are concerned about your credit history, we may be able to help!

For more information on truck and equipment finance, please call our experienced brokers on 1300 883 983.

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2015 QLD Caravan, Camping & Touring Supershow

Posted 3rd June, 2015 in Car News



Starts Wednesday the 3rd of June until Tue 9th June, 2015.

10:00am to 6:00pm everyday


Brisbane Showgrounds, 600 Gregory Terrace, Bowen Hills, Brisbane, QLD

Brisbane Showgrounds
It’s the 47th year for the QLD Caravan, Camping & Touring Supershow. With over 300 exhibitors you’ll see all the latest Caravan products and services. You’ll be able to feast your eyes on the best:

  • Caravans
  • Motor-homes
  • Camper-vans
  • Camper Trailers
  • 4WD’s

Plus hundreds of accessories like tents and camping equipment.


You’re entitled to a free train ride when you buy your ticket. More details here.

Children: FREE

Adults: $18.00

Concession: $12.00

Accepted Concession cards: Centrelink Aged & Disability Pension Cards, Department of Veteran Affairs White & Gold Cards, Government Seniors Cards Only.


  • Campfire Cooking Stage,
  • Camping Kids Zone,
  • Trixie & Johnno’s Reno Van Challenge

You might also meet celebrities such as Outback Legend Mal Leyland, former AFL star Peter Everitt and V8 Supercar Driver Todd Kelly.

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How to claim the $20,000 Tax Break 2015

Posted 20th May, 2015 in Car News


(Image: smh.com.au)

How to Qualify

If you own a registered business with an ABN that has turned over less than $2million(AUD) then your business qualifies.

The Limit

Up to $20,000 PER item, with no limit on how many items you buy providing the items you purchase relate to your business.

Items You Can Claim

You could claim any item that is used for running your business like:

  • Vehicles (Cars, Vans, Motorbikes, Trucks, Utes)
  • Equipment (lawnmowers, machinery, welding equipment, generates, pumps)
  • Tools
  • Office items (fridges, coffee machines, printers, air-conditioners, ovens)
  • Computer equipment
  • Sound & security equipment

Items You Can’t Claim

You cannot claim an item if it isn’t apart of your businesses running costs.

  • Plants
  • Computer Software
  • Stock/inventory

End Date

Small businesses have 2 years to take advantage of the new $20,000 tax break, so it ends on the 30th June, 2017. For more information about the $20,000 tax break, we recommend you seek professional advice from a tax professional

If you need Equipment or Vehicles for your business, call our team on 1300 883 983 and we could help you obtain finance to take advantage of the new 2015 Federal Budget. 

Tax Benefits to Finance a Vehicle

If you own a business and need to purchase a vehicle, but can’t dip into your cash flow, then vehicle finance may be best for you. By financing your vehicle you can make simple repayments and still get the tax benefits for driving vehicle for business purposes.

Depreciation costs
Over time the vehicle you purchase will depreciate in value, like any other vehicle. So the benefit of having a business car means that you can claim some of the loss.

Miles driven
The mileage rate changes every year but you could claim 50c for every mile that your car is driven for businesses purposes.

Leasing costs
If your business is leasing your vehicle, then this payment can be a deduction from your businesses the taxable income.Sometimes this can also include operating costs.

Operating costs
That’s right! If your vehicle is used for business purposes, then you could claim the cost of petrol, servicing/repairs, insurance and even the interest that has accumulated on your vehicle loan.

We recommend for you to speak to your Accountant for specific details regarding tax benefits for your business and to see if you are eligible for the above. If you would like to know more about financing a vehicle for your business call us on 1300 883 983


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Our Nu TV Adverts

Posted 29th April, 2015 in Car News

We have launched our new TV Car Loan Adverts, just click on each image to view on YouTube. If you’re car isn’t reliable, you’re sick of being the passenger or simply want to upgrade your car to a newer model, NuStart Finance is the place to start. Our Online Car Loan Application takes just minutes and you could have a decision within 1 business day.

Click on each video or visit the NuStart’s YouTube Channel

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New fuel price cycle tool lets you know when to fill-up

Posted 5th December, 2014 in Finance Tips


If you’re planning a trip to the big smoke, travelling interstate, or just going about your daily commute, the Australian Competition and Consumer Commission (ACCC) wants to let you know when it’s cheapest to buy fuel, thanks to a new price cycle tool.

The tool, available on the ACCC’s website, shows petrol price cycles for Brisbane, Melbourne, Perth, Adelaide and Sydney – with information on whether prices are likely to increase or decrease over the coming days, so motorists can decide whether to hold off or fill-up right away.


(Above: Adelaide petrol prices)

The site notes the varying cycles between capital cities, particularly Perth, were Western Australian laws dictate a more rigid price cycle.

“Price cycles are the result of deliberate pricing policies of petrol retailers, and are not directly related to changes in wholesale costs,” the ACCC says.

“The duration of petrol price cycles in Sydney, Melbourne, Brisbane and Adelaide varies from cycle to cycle, and has increased in recent years. In 2014 to date, the average price cycle duration in these cities has ranged from a low of 13 days to a high of 43 days.”

“The petrol price cycle duration in Perth is 7 days.”

Information: ACCC.

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Motorbike finance: Get up close & personal with the world

Posted 26th November, 2014 in Car News

As if you needed more inspiration to hit the wide open road, we’ve put together our favourite motorbike snapshots from around the world, to give even the most seasoned traveler road trip envy!

There’s nothing quite like taking to a road less traveled on two-wheels, wind on your back, with the freedom to explore the peaks, valleys, alleys and animals that you would never have the chance to experience behind the wheel of a car.

Our top 10 motorbike adventures

All images: Instagram

Motorbike finance Australia

If you would like to experience and see more of Australia, let alone the world, we can help you find the most suitable and best value motorbike loan option for your personal circumstances.

For more information, contact an expert NuStart motorbike finance consultant, or call us on 1300 883 983 today!

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3 tips to help you get boat finance approval

Posted 26th November, 2014 in Finance Tips


If you’ve ever dreamed of owning your own boat but don’t have the spare funds to take the plunge and buy outright — you’re not alone!

While the idea of spending time on your very own fishing boat, watercraft or jet ski might sound unattainable, boat finance is a realistic and achievable option to help Australians do what they do best, and that’s to get out on the water.

Make this Summer the time you finally become the envy of your mates, with our top 3 boat finance tips to help you get approved.

Research your boat loan options

Early research on boat finance typescan help put you in a better position when negotiating for your boat, as well as settling on the most suitable loan option for your financial circumstances.

The finance benefits can vary, depending on whether you take out a chattel mortgage or a secured personal boat loan. If you feel overwhelmed with options, you can always talk to an expert NuStart Finance boat loan consultant.

Budget using a finance calculator

Calculating your potential weekly repayments can help you determine a realistic and affordable budget for your lifestyle, and, more importantly, help prevent financial difficulty down the track.

Use an Online Finance Calculator to find out what you can realistically afford to borrow, and don’t forget to factor in any other financial commitments, such as phone bills, groceries, petrol and school fees.

Talk to an expert

Not only can a NuStart Finance consultant help clarify any details throughout the boat buying process, they can also take on the responsibility of finding the most suitable boat loan lender and negotiate finance on your behalf. That’s a lot of hours of research and planning saved.

For more information on how to finance the boat of your dreams, contact NuStart Finance on 1300 883 983 today!


This article contains information on car finance tips to help you get boat loan approval.The information provided is intended as a guide only. It should not be treated as financial advice and does not take into account your personal circumstances. If you have any specific questions about individual financial matters or government legislation, you should consult an appropriately qualified professional or government department.

NuStart Finance has endeavoured to ensure all information is accurate at time of publication, but does not guarantee the ongoing accuracy this information.

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What is a credit rating? Who can help with bad credit car loans?

Posted 12th November, 2014 in Finance Tips

If you have ever been responsible for paying the bills or signed up for a mobile phone contract or credit card – believe it or not, you have a credit rating.

You could be forgiven for thinking that a credit rating (also known as a credit score) is just another Americanism that we hear on TV and in movies from time-to-time, when in fact, Australian banks and lenders do use credit ratings to help determine whether to lend you money.

If you have ever applied for the following, you guessed it – you have a credit rating!

  • credit cards
  • loans, such as a personal or business loan
  • a mortgage
  • a mobile phone or internet plan
  • interest-free store loans
  • store cards
  • utility accounts with payment terms of at least seven days.

What’s in my credit file?

Your credit rating is part of a larger file contains information such as:

  • any overdue debts
  • credit enquiries made by you in the last five years
  • the number and type of lenders you have approached for credit
  • the types of credit you have requested personal contact information, such as your residential address.

Will my credit score impact my chances at finance?

Because your credit file documents your credit history; any outstanding debt could be enough to scare the banks off.

How NuStart Finance can help with bad credit car loans?

If you’re worried that past credit issues could get in the way of your finance needs, chat to the team here at NuStart Finance. Our expert finance consultants are experienced in helping people with less than perfect credit and will work harder to find finance that works for you.

To get the ball rolling, complete our quick online pre-approval form, or call 1300 883 983 today!

Credit information courtesy of Veda.

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The zero percent car loan myth

Posted 12th November, 2014 in Finance Tips

If you’re in the market for a new car, you have probably come across some quirky advertising during your research to say the least.

In an effort to gain your attention and get bums on car seats at the dealership – there has been a noticeable increase in the advertisement of 0% interest car loan.

0% car loans – too good to be true?

We’re glad you asked, but we have some bad news. Yes, zero percent car finance exists but it doesn’t exactly benefit the buyer (that’s you!).

If you were to take out car finance at zero percent, you will most likely miss out on any opportunity to negotiate the price of your car. After all, the dealer has to make some profit on the RRP of the vehicle. Sounds a little backwards doesn’t it?

Tips for negotiating zero percent finance

Focus on the long-term cost of paying market rate finance for a car that you have negotiated down to a more comfortable price, rather than the lure of paying 0% interest on a vehicle with a higher RRP.

You might be surprised to learn that you’re more likely to save your hard-earned money in the long-run, if you take out market rate finance on a vehicle that you have successfully negotiated down to a more comfortable price.

Word to the wise

It pays to shop around for a car loan that is catered to your personal circumstances and financial history.

To find out more information about getting great value finance that works for you, talk to one of our friendly, expert NuStart Finance consultants by completing an online finance pre-approval form, or calling 1300 883 983 today!

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How long does it take to get your car loan approved?

Posted 12th November, 2014 in Car News

Settlement time varies depending on the individual application. In general, a contract will take approximately two hours from the time loan documents have been signed. Your NuStart Broker will contact you as soon as your contract has settled and the money has been transferred into the suppliers account. You would then be free to set up a time to pick up you new car.

Choosing the right loan option can go a long way to improving your chances of car loan approval and help you get your car loan approved sooner.

Our expert finance consultants are experienced in helping people with less than perfect credit and will work harder to find finance that works for you.

To get the ball rolling, complete our Quick Online Pre-approval Form, or call 1300 883 983 today!

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Bad Credit Loans

We understand that things can happen in the past, so our aim is to find finance solutions by looking at your current situation & not just your credit rating.

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Your Repayments

See how much you could be repaying with our online loan calculator. You can choose the amount, loan length and interest rate.

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